Opinion - Electronic Payments International https://www.electronicpaymentsinternational.com/opinion/ Thu, 23 May 2024 16:30:21 +0000 en-US hourly 1 https://wordpress.org/?v=6.7.2 https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2022/01/cropped-Electronic-Payments-Favicon-150x150.png Opinion - Electronic Payments International https://www.electronicpaymentsinternational.com/opinion/ 32 32 <![CDATA[UK Election 2024: Don’t let politicians misread runes for a cashless Britain]]> https://www.electronicpaymentsinternational.com/opinion/do-not-let-politicians-misread-runes-for-a-cashless-britain-mark-aldred/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2024/05/atm-image.jpg Thu, 23 May 2024 16:22:18 +0000 Access to cash and the ability to conduct in-person financial services should be issues in the UK general election campaign, argues Mark Aldred

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<![CDATA[Savvy consumers will stick to Mastercard/Visa if there is any potential for a chargeback]]> https://www.electronicpaymentsinternational.com/opinion/savvy-consumers-will-stick-to-credit-cards-if-any-risk-of-chargebacks/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2024/05/bonza-image.jpg Thu, 02 May 2024 11:03:09 +0000 Bonza failed just months after signing up with Monoova. Its comments about PayTo being ideal for consumers booking flights now seem perverse

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<![CDATA[Bye bye Laybuy – another one bites the dust]]> https://www.electronicpaymentsinternational.com/opinion/laybuy-is-reportedly-for-sale-but-will-it-attract-amy-bids/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2024/04/bnpl-image.jpg Thu, 18 Apr 2024 14:41:05 +0000 Laybuy is reportedly on the block but it begs the question: given its track record, will it attract any bidders? Meantime, having rubbished credit cards since it launched, Klarna is launching a credit card in the US

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<![CDATA[On leave-but still plagued by BNPL spin]]> https://www.electronicpaymentsinternational.com/opinion/bnpl-is-not-thriving-no-matter-the-spin/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2024/03/afterpay.jpg Wed, 27 Mar 2024 18:01:30 +0000 Despite all evidence of BNPL outfits failing to break even let alone turn a profit, PR evangelists persist in trying to kid on that the sector is thriving

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<![CDATA[Strengthen your omnichannel strategy to win customers in 2024]]> https://www.electronicpaymentsinternational.com/opinion/strengthening-omnichannel-strategy-to-win-customers-john-harris/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2024/02/cx-image.jpg Thu, 08 Feb 2024 17:26:22 +0000 John Harris explains why merchants must provide a consistent, coordinated customer experience across every channel through which they sell products

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<![CDATA[Venmo threat sees increase in fraudulent payment requests]]> https://www.electronicpaymentsinternational.com/opinion/venmo-threat-sees-increase-in-fraudulent-payment-requests/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2024/02/venmo-image.jpg Wed, 07 Feb 2024 05:38:00 +0000 Venmo has been the subject of a new phishing scam that uses emails posing as monthly subscriptions to trick users into approving fraudulent payments of up to $300. James Dyer analyses how the attack is carried out

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<![CDATA[Tackle bill payment challenges head-on with personal payment links]]> https://www.electronicpaymentsinternational.com/opinion/why-personalised-payment-links-boost-payment-timeliness-jill-conrad/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2024/01/late-payment-image.jpg Tue, 30 Jan 2024 18:31:06 +0000 Jill Conrad explains why personalised payment links, taking payers directly to their payment screen without having to remember passwords or account numbers, impacts payment timeliness and improves the customer experience

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<![CDATA[Consumer Duty is just the first step in overhauling the credit market in 2024]]> https://www.electronicpaymentsinternational.com/opinion/consumer-duty-is-the-first-step-in-overhauling-the-credit-market/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2024/01/fca-image.jpg Wed, 24 Jan 2024 16:48:46 +0000 https://www.electronicpaymentsinternational.com/uncategorized/consumer-duty-is-the-first-step-in-overhauling-the-credit-market/ James Lynn discusses the impact of Consumer Duty in 2024 including how consumers struggle to build credit without accumulating debt and how they can be supported by financial providers

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<![CDATA[2024 EPI Forecasts: Francesco Burelli, Partner, Arkwright]]> https://www.electronicpaymentsinternational.com/opinion/2024-epi-forecasts-francesco-burelli-partner-arkwright/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2023/12/burelli-image.jpg Sun, 24 Dec 2023 15:36:05 +0000 Convenience and user experience improvement in focus in 2024 says Francesco Burelli

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<![CDATA[2024 EPI Forecasts Jeff Otto, risk intelligence expert at Riskified]]> https://www.electronicpaymentsinternational.com/opinion/2024-epi-forecasts-jeff-otto-riskified/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2023/12/2024-riskified-image.jpg Thu, 21 Dec 2023 07:50:42 +0000 Merchants will need to enhance their efforts in safeguarding against AI-driven attacks and abuse and combat them with the power of AI itself, says Jeff Otto

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